COMMON QUESTIONS
We’re here for the follow-up questions too, find us on the Contact page.
Do I need an existing SMSF to work with you?
No. We work with clients at all stages. If you don’t have an SMSF set up yet, we can connect you with an SMSF-specialist financial planner who would assess whether establishing one makes sense for your situation.
Does it cost anything out of pocket to get started?
No, getting started shouldn’t require any out-of-pocket contribution. All setup costs, including establishing your SMSF, must be paid from your super fund in line with regulations. We’ll guide you through how this works and ensure everything is structured correctly from the outset.
Do you provide financial advice?
No, Anchor & Stone Partners provides property sourcing and education services only. We are not licensed financial advisers. We'll connect you to a licensed financial planner who will provide the advice your situation requires.
How much super do I need to get started?
Most lenders and strategies require a minimum super balance, but the exact amount can vary depending on your goals and borrowing capacity. We’ll help you understand what’s possible based on your situation.
Can I live in or use the property myself?
No, properties purchased through an SMSF are strictly for investment purposes. You or related parties can’t live in or use the property.
What types of properties can I buy through super?
There are specific rules around what your SMSF can purchase. We focus on investment-grade properties that meet compliance requirements and supportlong-term wealth creation.
Can I use my existing super fund, or do I need to switch?
To invest in property, you’ll need an SMSF. If you’re currently in an industry or retail fund, we can guide you through the process of setting one up (if appropriate).
How does lending work inside super?
SMSF lending is different from standard home loans, with specific structures and requirements. We work with experienced lenders who understand this space and can tailor finance to your strategy.
What are the risks of buying property through super?
Like any investment, there are risks to consider, including market movements, interest rates, and liquidity. That’s why we ensure you’re fully informed and supported before making any decisions.
What happens after I purchase the property?
Our support continues well beyond settlement. We’re here to help you navigate the ongoing management of your investment and keep your strategy aligned with your long-term goals.
Who looks after renting, managing, and maintaining the property on our behalf?
Anchor & Stone Partners partner with a number of leading property management teams who can take care of everything for you, from finding tenants to managing and maintaining your property. They’ll keep you updated with regular inspection reports, so you always know how your property is performing. Your rental income is also paid to you consistently, helping to cover most or all of your ongoing costs.
What happens when we retire?
At retirement, the strategy becomes about choice. You may choose to retain the property and enjoy the rental income as a consistent pension stream, or sell the asset, repay any remaining debt, and access the equity to fund the lifestyle you’ve worked towards.